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Here’s the story of a couple who had separate bank accounts. They had one joint account for their expenses and the other to spend on themselves. At the time, the wife benefited from this setup, but the tables eventually turned, making her question her decision.
Wife Has Higher Income
The original poster, whom we’ll refer to as Sharon, had been married to her husband Jason for more than a decade.
During this time, she earned $15,000 more than Jason.
Initial Financial Setup
Regarding their financial setup, Jason resisted having a separate checking account plus one joint account for their household expenses.
Sharon felt that as long as they saved for their important financial goals, they should be able to spend any free money as they wished.
Negotiating Financial Independence
Sharon insisted on having this setup, and Jason eventually agreed.
After a few years of marriage, Jason attended law school.
Law School and Career Advancement
With hard work, Jason ended up earning four times more than Sharon at a large law firm.
Because Jason was smart not to go into debt, he had a decent amount of money left over.
Financial Differences Surface
Jason could now have much money left over after paying expenses, and Sharon knew this.
She asked Jason to reconsider their initial money arrangement because she felt it was unfair he could buy most of the things he’d wanted.
Revisiting the Money Arrangement
Sharon, on the other hand, has a much more limited budget.
However, Jason felt that wasn’t his problem, as he recalled his wife insisting on this setup when she was earning more.
Go to Couples Therapy
“Get some couples therapy and talk this out,” one person suggested.
Prioritizing Happiness Over Money
“Shouldn’t it be about building each other up and being happy rather than who has more and getting one over the other person?” someone asked.
Striving for Mutual Growth Instead
“She was making a little bit more than you, ($15,000 isn’t really a lot), and she wanted to keep some of it,” another commented. “And she partially supported you, so you got some of it anyways.”
Conflicting Perspectives on Fairness
Jason didn’t budge and had no plans of reconsidering their initial arrangement.
He felt it was fair because Sharon was the one who insisted on having this setup in the first place.
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