Great budgets are key to reaching financial freedom. So, avoiding budget mistakes is another key to financial success. But, I bet you’re thinking that your budget is on point–after all, you’re saving money and paying off debt. Although you’re taking care of the basics, your budget can get better. If you’re looking to reach financial independence–you…

When it comes to your credit card–you feel like you’re taking one step forward and two steps back. Despite having good intentions you end up with a credit balance each month. By this point, you’re settling with having to make a credit card payment for the rest of your life. But, is this the right…

You’re committed to improving your finances. So, you read dozens of books and listen to dozens of Podcats. You make progress but you become exhausted. Or worse, you reach financial success without feeling much happier. Everyone is striving to be happy. Whether it’s a better job, more money–happiness is the goal. “Choose to be optimistic,…