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With inflation rising, many struggle to pay unforeseen bills. One TikToker is at her wits’ end and considering filing for bankruptcy after seemingly endless fees gouging her bank account.
Adulting Wrong
Nurse and TikToker Mila begins by sharing that she needs help from fellow TikTokers. She feels she’s “living as an adult wrong” and is “paying people to pay them.”
A Good Credit Score
She says she pays her credit card bills twice a month and stays below the 10% limit. She also pays her student loans and other debts on time, leading to an excellent credit score.
Fees for Student Loan Payoff
Despite good credit, she’s becoming irritated at the costs adding up in her daily life.
One predominant revelation was that she paid off one of her student loans (around $10K total) and was hit with a fee for paying the loan off in full.
Substantial Medical Bills
Mila also shares that she was hospitalized in October of last year. She accumulated a hefty hospital bill amounting to around $30K.
Again, she’s overwhelmed by the amount of money pouring out to pay these expenses.
Why Pay for Insurance?
After receiving a $30K medical bill, Mila wonders why she pays for insurance every month—another monthly payment that doesn’t seem to do much good in her eyes.
Deductible Didn’t Matter
Mila was shocked that her insurance wasn’t covering the medical bill.
This is especially true considering their family shares insurance, and they had more than met the deductible from her brother’s recent hospital visits.
A Call for Answers
Mila decided to call the insurance company to get some answers, and they were less than helpful for the first few phone calls.
When she finally reached someone, they offered to pay a good portion of the bill, but Mila would still owe $5K.
Surprise Toll Bill
If that wasn’t enough, Mila shared that she received a bill from the toll company stating that she owed around $700 in toll fees.
Fees More Than the Bill
She mentions that the tolls are only $4.20, and she’d only been working three shifts per week for the past six months, equating to around $300—not the $700 she was quoted.
The agent stated that the other $400 was solely for associated fees.
Paying to Work
Mila was shocked. Not only were the fees more than the actual balance to use the toll road, but there was no discount for being a nurse.
Mila states she feels she’s paying someone to go to work and come home every night.
Shocked by Fees
One commenter was stunned that the student loans acquired a fee after being paid in full.
“I’m still stuck on pay it in full, you get a fee,” they said.
Not Alone
“The way I felt this financial stress to my core,” another person said. “I’m so sorry.”
Considering Bankruptcy
With Mila’s debt mounting, she’s considering filing for bankruptcy. At the very least, she is tired and fed up with all the random fees that cost her hundreds.
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