Top 12 Places to Retire in the US

Retiring is a big deal, and choosing the right place to retire is key. There are many factors that should be considered when planning where you’ll settle for retirement, including affordability, community, and weather.

Relocating for retirement can be difficult, but this list provides a great starting point for those looking for the perfect place to settle down. It isn’t just Florida that offers ideal retirement options for retirees in the United States.

1. Harrisburg, Pennsylvania

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Big cities ideal for weekend getaways are just a short commute via car—New York City, Philadelphia, Baltimore, and Washington, D.C. are there for the taking! Harrisburg has all of the benefits living in big cities can offer right at its doorstep, but with the low-cost suburban areas offer. 

While Harrisburg doesn’t necessarily qualify as wealthy or affluent, it’s more affordable than other cities to live on the coast because of its lower cost of living. Based on U.S. News’ analysis of the 150 largest metro areas, this city has an average rent of $1,019 and a population of 587,411. 

2. Charleston, North Carolina

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Charleston is the ideal retirement destination with its relaxing coastal vibe, southern hospitality, and endless activities. The median home value in Charleston is $520,000, which is higher than the national average home price. With more than 230 sunny days a year, its winter lows average 38°F while summer highs average 91°F, making it one of the best places for seniors looking for temperate, warm weather. 

3. York, Pennsylvania

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Though York isn’t as big as nearby Philadelphia or Harrisburg, the metro area has options for residents who want a bustling place to live in. The median home price is $243,729. A diverse collection of shops, high-end apartments, and special events has made York’s downtown a trendy place to live and a major destination for visitors.

4. Daytona, Florida

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Daytona Beach is not only a popular vacation spot for warmer temperatures and sunshine, but it is also a good place to live for senior living. Several golf courses are available in the area, but if that’s not your thing, NASCAR fans flock to the area for the Daytona International Speedway. The metro area has a population of 662,671 and a median home price of $375,917.

5. Youngstown, Ohio

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Youngstown, located midway between Pittsburgh and Cleveland, still reflects the 1970s steel industry slump in places, but it’s well worth considering for retirement living. A cultural renaissance is underway in this Rust Belt city, blending a rich historical heritage with the appealing zeal of a new generation. 

More than 5,000 acres of outdoor areas like lakes, hiking trails, bike trails, historical sites, golf courses, and more are found at Mill Creek MetroParks. The median home price is $137,546, and the monthly rent is $706. 

7. Pittsburgh, Pennsylvania

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With a median home price of around $203,150, residents of Pittsburgh have access to almost 2,000 acres of land in city parks alone, not to mention nearby county parks, state parks, and riverfront parks. 

Winters in Pittsburgh are cold and snowy, while summers are hot and humid, but intrepid residents will find something to do any time of year. The city hosts several yearly cultural festivals like the Three Rivers Arts Festival.

8. Ann Arbor, Michigan

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Whether you’re sporty or academic, outdoorsy or tech-obsessed, countercultural or more high society-oriented, Ann Arbor has something for everyone. It has the lively, diverse culture that college towns are known for while offering the small-town living many retirees seek. 

The University of Michigan is its biggest draw, and residents enjoy Midwestern college town trappings. There are bookstores, gift shops, taverns, and many cultural events for both longtime residents and passing visitors. Rent averages around $1,218 per month, and the median home price is $405,102.

9. Tampa, Florida

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It’s like being on vacation year-round in the Tampa Bay area. The historic Ybor City pays homage to its Cuban roots through authentic food, music, and cigars. The area has a similar average cost of living to the rest of the country, and Florida doesn’t have a state income tax. Here, the average home price is $427,241.

10. Fort Wayne, Indiana

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Fort Wayne, a midsize town in the Midwest, has all the amenities you’d expect in a larger city, like excellent entertainment options and a vibrant arts scene. Fort Wayne’s cost of living is much lower than the national average, which is good for retirees. The median home price is around $216,538, and the average monthly rent is $839.

11. Prescott, Arizona

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In comparison to other Arizona cities, Prescott has a historic downtown, a mild climate, and a lower cost of living. Hiking, golf, and other outdoor activities are popular. About 31% of the population is over 65, and the median household income is $43,793. With plenty of modern conveniences, Prescott offers the best of the Old West.

12. Asheville, North Carolina

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Asheville is a top spot to move to, known for its scenic beauty, vibrant arts scene, and excellent healthcare system. The area’s mild climate and lively outdoor community are big draws for active retirees. Through clubs, social groups, and volunteer organizations, retirees can easily connect with like-minded people of all sorts. 

To sweeten the deal, those aged 65 and older can exempt $20,000 or 50% off the assessed value of permanent residence if combined income is less than $19,700 annually.

A Good Look into Retirement

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Be sure to take into account your personal preferences when choosing the right place to retire. Before you relocate, consider factors like climate, cost of living, quality of healthcare, and recreational opportunities nearby. 

Choosing the right retirement location should be based on what you want for your lifestyle and the requirements you have for enjoying yourself where you live. The US offers many cities that provide good livability for retirees. We hope this list will help you find the location where you want to spend your retirement years.

This article was originally produced and syndicated by Financially Well Off.

Author: Luana Cantuarias

Title: Contributing Writer

Expertise: Blockchain, B2B, and SaaS


Luana Cantuarias is a seasoned finance writer with over a decade of experience in the realms of Blockchain, B2B, and SaaS.