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Whether it’s a little extra cash for your savings account or a way to pay off debts, making some extra money can never hurt. In the current digital age, it can be as simple as downloading apps to make money. 

No, we aren’t talking about survey apps that take a year to earn a $20 Amazon gift card. Several apps are available that allow you to make money online, while shopping, or in your local area by performing deliveries, tasks, or car sharing.

If you want to find out how to make money and increase your earning potential, check out our list of the 17 best apps for making money.


Fiverr is one of the top freelancing apps for making money. It allows you to make money by sharing your unique skills with potential clients. From copywriting and graphic design to coding and web development, the possibilities are endless for what you can turn into a side hustle or a primary income source on this online marketplace. 

Additionally, once you have a few well-performing and completed gigs under your belt, you will move up Fiverr’s level system and be able to offer more extras for an additional charge to your services. 

Pros: You get to set the rates for your work, there is room for growth, and the platform is full of potential clients. Plus, they handle all transactions and payment processing. 

Cons: Competition is fierce, the platform takes a fee from all work, and there are limited long-term projects. 

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Like Fiverr, Upwork is a gig-style platform. But instead of potential clients seeking your services, you apply and bid for gigs within the Upwork marketplace. 

Potential clients will post gig listings for freelance workers to apply to in many categories, including writing, coding, graphic design, and more. If a client chooses your project proposal, you complete the job and receive a review that can improve your job success score, which potential clients use as a metric for the value of your work. 

Pros: Upwork is an excellent platform for a freelancer because they handle all contracts, billing, and transactions. 

Cons: With this platform, you have to pay for connects that allow you to apply to gigs, and they 

have service fees that can eat into your profits. 

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If hanging out with animal friends in your spare time sounds fun, you need the Rover app. 

On the Rover app, you can make money by helping people who need pet sitting, dog walking, or grooming services. A great feature of this app is that you will get alerts throughout the day when a pet owner in your area is searching for a dog walker, allowing you to make some easy cash at the drop of a hat. 

Pros: Creating your own schedule and choosing your pay rate are some of the top perks of using the Rover app. Additionally, Rover offers the Rover Guarantee, which covers accidents within $250 to $25,000 that may occur while working with a client’s pet. 

Cons: They charge a 20% service fee, require you to pay for your background check, and competition on the platform can be fierce.

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We have all been in a position where we have many tasks to do but need more time or are just too tired to complete them. With the TaskRabbit app, you can help people in your area complete a wide range of daily tasks, from furniture assembly to spring cleaning, while earning some extra cash. 

Pros: Flexible scheduling, networking opportunities, and a wide variety of task types are the top perks of working on the TaskRabbit app.

Cons: Some tasks pay below minimum wage, and there is high competition for specific tasks and skills. Also, safety is of the utmost importance because working with strangers in person can pose a risk.

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What better way to get rid of your old belongings and clutter than selling them right from the comfort of your couch? 

With OfferUp, you can sell anything from furniture to knick-knacks by simply taking a few photos, writing a description, and listing them on the app. There’s no need to wait for your annual community yard sale to offload that piece of furniture you’ve had since college.

Pros: Unlike other selling platforms, there are zero listing fees, and you don’t have to worry about shipping costs because you can schedule for the item to be picked up or dropped off locally. 

Cons: Limited payment options, limited buyer and seller protection policies, and high competition in some product categories are the top drawbacks. 

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If you have always wanted to enter the investing world, but are too scared to dive in, then Acorns is for you. 

Acorns is a user-friendly investment app that allows novice investors to dip their toes into the market by allowing them access to their robo-advisor platform and other in-app offerings, like checking accounts and tax-advantaged IRAs.

Pros: The app is easy for novice investors, offers educational resources, and charges minimal fees compared to other investment advisor options. 

Cons: There are limited investment options compared to traditional brokers, slow growth, and additional costs due to expense ratios associated with ETFs. 

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If you are searching for a more passive money app, then Upside is for you! 

Whether shopping for groceries or filling up your car, you can get cashback rewards using the app. Plus, there are over 45,000 participating merchants across the U.S. where you can get cash back by simply swiping your card and using the app. 

Pros: A wide range of participating retailers and no cashout fees for significant dollar amounts are the top draws of this app. Plus, there is no need for a separate card or coupon to reap the rewards.

Cons: There is a $1 cashout fee for minimal dollar amounts, and it can take three days for the app to verify purchases.

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If you are a high-end or name-brand clothing connoisseur, it’s time to make some money back on last season’s pieces! 

With the Poshmark app, you can do precisely that. You can make money by cleaning your closet and listing your items for sale.

Pros: They offer prepaid shipping labels to help remove the guesswork, you can follow and interact with other users to help increase sales, and there is a large user base, which allows items to sell quicker.

Cons: There is a 20% service fee on all sales, no international shipping, and pricing restrictions.

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Instead of staying indoors in the evenings or on weekends, download the DoorDash app, and make some deliveries to earn extra income. 

The popular delivery app allows users to pick up orders and deliver them to people in the area. You can set your schedule and make an extra $100 a day simply from tips.

Pros: You can boost your profits through tips, there are bonus incentives available for drivers, and you can do it on your own time. 

Cons: You are responsible for your gas costs, it can raise the mileage on your vehicle, and there can be limited orders available depending on your location.

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Fundrise mixes the investment and real estate market into a user-friendly investment app. 

This app is ideal for those who want to diversify their investment portfolio but are still deciding whether to venture out on their own. With the app, you can invest in real estate projects, see your return on investments, and get real-time updates on the projects.

Pros: It only takes $500 to start investing, it’s a passive approach to real estate investment, and it offers a secondary market where you can sell your shares to other investors for liquid cash flow. 

Cons: There are fees for managing projects in your portfolio, you are subject to market fluctuations, and there are limited investment options at this time. 

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Ibotta is another cashback app that allows you to earn money while you run your weekly errands. All it takes is choosing offers in the app and uploading your receipts. Once you have $20, you can cash it into your PayPal or bank account. 

Pros: The app is free to use, there are over 300 participating retailers, and you can get cash rewards for inviting friends.

Cons: The downside is that there are maintenance fees on accounts after six months of no activity. Additionally, you must reach $20 in cashback rewards before cashing out.  

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M1 Finance

The robo-advisory app M1 Finance is perfect for people who want to ease into investing and integrate all their banking and wealth-building accounts into one central location. 

You can invest in IRAs and Roth IRAs easily, put your money into individual stocks and ETFs, and carry out all of your digital baking needs.

Pros: There are no commissions, account management, checking account maintenance, or application or origination fees. Plus, you can customize your portfolio, and it’s a more automated approach to investing.

Cons: There are no mutual funds; there is only email support, and you must have an account minimum of $100 to start investing.

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Stop letting frivolous purchases deplete your bank account using Rakuten and get paid to shop. 

This app is perfect if you’re looking for a cashback app with a wide variety, as they partner with over 3,500 online retailers! Link the offers you would like to use to your debit or credit card, and you will be on your way to savings and getting cash back.

Pros: The app is user-friendly, has a wide variety of offers, and doesn’t require you to work to reap the rewards.

Cons: Some offers have minimum purchase amounts, the app can collect data as you shop, and the payout rate is slow.

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Do you have a spare bedroom or a vacation property? 

Airbnb allows you to post your room, apartment, or house as a short-term homestay rental. 

Owning a separate Airbnb property can be a great way to diversify your investment portfolio. 

Pros: The platform allows you to vet your guest before arrival, choose hosting dates, and can be more lucrative than other long-term rentals.

Cons: The downsides are that Airbnb rentals require an initial investment, bookings aren’t guaranteed, and the app takes a fee from the booking. 

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Do you have a brand-new vehicle and want to earn money to help pay it off? 

If so, then Turo is for you. The carsharing app is for more than just luxury vehicles; you can offer your well-kept daily driver, pickup truck, or Jeep with Turo. With Turo, you can easily rent out your car to other people in your area.

Pros: You can rent out flexibly, the app provides insurance coverage for both the owner and the renter, and you can choose who rents your car.

Cons: Renting out your vehicle can cause faster wear and tear, your car can be damaged or stolen despite insurance coverage, and you are responsible for car maintenance costs.

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If you want a way to make money that only takes some of your spare time, the Instacart app is for you. With this app, you can make extra money by shopping for and delivering groceries and other household essentials to people in your area.

Pros: One of the best perks of using an app like Insracart is that you can create your schedule. Plus, you keep 100% of your tips with no fees. 

Cons: You need a gas-efficient vehicle to be lucrative, and payment is per hour instead of commission-based.

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Stash is another Robo-advisory, brokerage, and bank account in one app. 

It’s a great app for beginner investors who are still determining where to start in the market and want to learn more about how investing works. But the best part is that you can start investing with only $5 when you use the Stash app!

Pros: You can start investing with as little as $5, the app has educational resources to guide you, and it is user-friendly.

Cons: There is a monthly subscription fee to use Stash, no tax-loss harvesting feature, and limited customer support.

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How can I make $100 a day? 

Once upon a time, making $100 a day outside of a full-time job seemed impossible. But it has never been simpler with easy-to-access to apps to make money like Instacart and Doordash. 

On some platforms, you don’t even need to leave the comfort of your home. With reselling apps like OfferUp and Poshmark, you can upload pictures of the belongings you don’t want and sell them within hours if they’re trendy items.

Which is the best app to earn more money? 

The best app to earn more money depends on your skill set and how much effort you want to exert to achieve your goals.

Apps like Poshmark and OfferUp are perfect for those who don’t want a second job but need extra cash for the month. If you are willing to share your talents with others online, freelancing websites like Upwork and Fiverr are for you.

With those apps, you can offer digital services like writing, coding, graphic design, and more to earn more income.

What apps pay you instantly for signing up? 

Money Lion, Robinhood, Inbox Dollars, and BeFrugal are four apps you can download that have instant pay bonuses as soon as you sign up.

Other apps, like Rakuten and Ibotta, offer sign-up bonuses after you make a first minimum purchase. Although, typically, with cash reward apps, you must earn a minimum amount before being able to cash out.


Chris founded FWO, the ultimate destination for those looking to achieve financial independence, explore the world and stay motivated daily.

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